Best for: Travelers • Tech Savvy • Multi-Asset
In the UK, Revolut is an **E-Money Institution (EMI)**, not a licensed bank. This means your money is **safeguarded** (kept in separate accounts at big banks) but is **NOT protected by the FSCS** up to £85,000.
Revolut isn't just a place to keep your money; it's a toolbox. From instant currency exchange to buying fractional shares and crypto, it does everything.
Revolut's app is arguably the best in the business. It's fast, packed with features, and gives you instant push notifications for every penny you spend. The "Pockets" feature for bills is a life-saver for budgeting.
This is where Revolut shines. You can hold and exchange 30+ currencies at the interbank rate (with some weekend surcharges). If you're abroad, just tap your card—it'll automatically use the right balance or exchange on the fly at great rates.
Unbeatable exchange rates and multi-currency accounts make it the best travel companion.
Quickly dip into stocks, crypto, or commodities without leaving your banking app.
Use disposable virtual cards to prevent your real card details from being stolen online.
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