Compare features, license types, and interest rates side-by-side to find the best neobank for your needs.
| Feature |
R
Revolut |
S
Starling |
M
Monzo |
C
Chase UK |
K
Kroo |
|---|---|---|---|---|---|
| Safety & Regulation | |||||
| License Type | EMI (UK) | Full Bank License | Full Bank License | Full Bank License | Full Bank License |
| FSCS Protected | No (Safeguarded) | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| Fees & Benefits | |||||
| FX Fees | 0.5% (Weekend) | £0 | £0 | £0 | £0 |
| Cashback | Plans only | No | No | 1% (12 mo) | No |
| Savings Rate | Up to 4.75% | 3.25% | 4.10% | 4.10% | 4.10% AER |
| Virtual Cards | ✓ Unlimited | ✕ No | ✓ (Paid) | ✓ Yes | ✓ Yes |
| Visit | Visit | Visit | Visit | Visit | |